How does the tool distinguish between CGST/SGST and IGST?

If the supplier and client are in the same state (Intra-State), the tool automatically splits the tax equally into CGST (e.g. 9%) and SGST (9%). If the client is in a different state (Inter-State), it applies full IGST (18%).

Can non-GST registered freelancers use this invoice generator?

Yes. Freelancers with turnover under ₹20 Lakh (or ₹10 Lakh in special category states) who are exempt from mandatory GST registration can toggle the 'Non-GST Bill' mode to generate clean commercial service bills with zero GST.

How does the embedded UPI QR Code work?

The tool encodes your UPI ID, payee name, and exact invoice total into a standard NPCI UPI URI (upi://pay). Your client can simply scan the QR code using Google Pay, PhonePe, Paytm, or BHIM to pay instantly.

✓ Editorial Desk: Reviewed by BuyWiseHub Indirect Tax & SMB Billing Desk

Statutory Basis: CGST Act 2017 & Rule 46 Tax Invoice Rules • Last Verified: October 2026

🧾 GST Law Compliant • Instant UPI Settlement

GST Invoice Generator with UPI QR Code

Generate compliant tax invoices for clients across India. Auto-computes CGST/SGST or IGST, generates an instant scannable UPI QR code, and exports a pixel-perfect A4 PDF.

📂 Import

AI Overview & Mandatory Indian GST Invoice Requirements (Rule 46)

Rule 46 Statutory Compliance: Under Section 31 of the CGST Act 2017 read with Rule 46, a valid Indian Tax Invoice must mandatorily contain: consecutive invoice serial number (up to 16 chars), invoice date, Supplier's legal name, address & GSTIN, Recipient's GSTIN/State Code, HSN (goods) / SAC (services) code, description, taxable value, tax rates, and separate breakdowns for CGST + SGST (intra-state) or IGST (inter-state). Dynamic UPI QR codes embedded directly on invoices enable instantaneous, zero-MDR settlement directly to your designated business bank VPA.

1. Invoice Metadata & Type ↓

Invoice Number

Invoice Date

Payment Due Date

Tax Scheme

2. Your Details (Supplier) ↓

Your Business / Name

Your State & Code

Your GSTIN (Optional)

Address & Contact

3. Client Details (Billed To) ↓

Client / Company Name

Client State & Code

Client GSTIN (For ITC)

Client Address

4. Services & Line Items ↓

5. UPI QR & Bank Account ↓

Your UPI ID (For Scannable QR)

UPI Payee Name

Bank Name

Account Number

Bank IFSC Code

Account Type

Live A4 Tax Invoice Preview

TAX INVOICE

Kunal Deshmukh Digital

401 Tower B, Supreme Business Park, Powai, Mumbai - 400076 | contact@kunaldeshmukh.in

GSTIN: 27AAAPL1234K1Z5 • State: Maharashtra (27)

INV-2026-042

Date: 30 Oct 2026

Due: 14 Nov 2026

Inter-State (IGST 18%)

Billed To (Client):

NexGen Retail Technologies Pvt. Ltd.

Plot 88, EPIP Zone, Whitefield, Bengaluru, Karnataka - 560066

Client GSTIN: 29ABCDE1234F1Z8

Place of Supply: Karnataka (29)

#	Service Description	SAC/HSN	Qty / Hrs	Rate (₹)	Amount (₹)

Subtotal Taxable: ₹40,000.00

IGST (18%): ₹7,200.00

Total Payable: ₹47,200.00

Amount in Words: Indian Rupees Forty-Seven Thousand Two Hundred Only

Direct Bank Remittance Details:

Bank Name: HDFC Bank

A/C Type: Current Account

A/C Number: 50200084729184

IFSC Code: HDFC0000123

Thank you for your business. Please quote the invoice number when making electronic NEFT/RTGS payments.

Scan & Pay via UPI kunal.design@okaxis

Topical Next Steps & Recommendations

💡 Business Invoicing & Tax Tools: Verify precise 5%, 12%, 18%, or 28% tax amounts using our Indian GST Calculator, calculate quarterly advance tax liabilities with our Advance Tax & Penalty Calculator, and generate custom payment codes with the Custom UPI QR Generator.

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