Is restaurant service charge mandatory in India?

No. According to Central Consumer Protection Authority (CCPA) guidelines, restaurants cannot levy service charges automatically or by default on the food bill. Service charge is strictly voluntary, and customers have the legal right to request its removal before making payment.

How does the 'Who Owes Whom' simplified settlement work?

The tool calculates the net balance (total paid minus fair share) for each member. It then executes a greedy settlement algorithm that pairs the largest debtor with the largest creditor, minimizing the total number of UPI money transfers required to settle up.

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Group Bill Splitter & Fair Share Calculator

Split dinner bills, road trips, and flatmate expenses fairly. Add GST, tips, and service charges, then generate a simplified "Who Owes Whom" settlement ledger with 1-click WhatsApp breakdown share.

Base Food & Beverage Amount

₹

Split Between (Number of People) 4 Friends

GST (Goods & Services Tax)

Tip / Gratuity

UPI & Cash Rounding

ℹ️ CCPA Legal Note: Under Central Consumer Protection Authority guidelines, restaurants cannot levy service charges automatically. You can legally request the restaurant to remove any forced service charges.

Each Person Pays

₹735 / person

Base Bill Amount: ₹2,800.00

GST (5%): ₹140.00

Tip / Service Charge: ₹0.00

Total Invoice Outflow: ₹2,940.00

1. Group Members

Names must be unique

2. Add An Expense

Expense Title

Amount (₹)

Who Paid?

Expense Log

0 Expenses

No expenses logged yet. Add your first expense above!

💸 Simplified Settlement Plan

Min Transfers

Add group members and at least one expense to generate the settlement plan.

Total Group Spending: ₹0

Topical Next Steps & Recommendations

💡 Everyday Social & Payment Utilities: Create custom payment codes with exact amounts using our Custom UPI QR Generator, generate direct WhatsApp chat links to share bill summaries via our WhatsApp Direct Link Generator, or calculate restaurant GST using the Indian GST Calculator.

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